Monday, August 1, 2011

alternative living - part 2

Previously I posted about retirement planning and lowering cost of living options.  Here is a further look into another one of the alternative living arrangements to lower the cost of living:  living aboard - on a boat

Here are the pros and cons to living aboard:
Pros:
- boats are a cheaper than homes for the most part.  We are not talking about getting million dollar yachts.
-There is no property tax because you don't own land.
-you can live where ever you want, as long as it's on water
-you can travel as much or little as you want
-there are ways to provide for your utility needs without being on the grid
-keeps you from owning too much junk
-no yard work
-you can go fishing for you food, but you have to like fish and know how to clean it

Cons:
-these isn't a lot of space
-you have to know a little about maintaining the boat
-you have know how to swim and sail
-you have to have you sea legs
-water usage has to be monitored well
-if you stay at a place that you can hook up to the utilities there, you still have to pay for slip fee
-you have to rent a car if you want to travel on land, or if you have room, have a motor cycle on board.

The cost of living aboard can be a lot lower than in a house.  The down side is the you have to live kind simple. With the Internet and cellphone coverage getting better, communications isn't a problem.  Same with TV and other entertainment formats.  TV and electronics are getting smaller and more energy efficient, that having them around doesn't take up a lot of space.  Though you may not fit a 50" TV in you boat and you could if you really wanted to), you wouldn't need it.  With the prevalence of solar panels, and other solar base ideas, your utilities will also be lighter even if you are docked at a slip.  For those who are extreme minimal in owing things, space isn't an issue. 

This would be a great way to traveling the world.

There are a couple of site that will detail cost, how and why of living aboard:
/http://cheaprvliving.com/Boat_Living.html
http://www.frugal-retirement-living.com/living-aboard-a-sailboat.html

Of course,  in the meantime, we can still take a page from the aboard life style book on lowering the cost of living.  Habits like not owning a lot of stuff and monitoring your energy are good ideas anyway.

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