I have been lazy lately and don't really want pack my lunch in the morning. I have also wanted to get ice coffee or blended drinks every day. Does warm weather make people lazy? It seems to make me that way. So I have been telling myself to stop every I wanted to buy something.
I told myself that I will not buy anymore clothes unless I need it. And when I meant need, it's not want. It's I don't have anything at all to cover my body so I can be decent in a public place. So I have been good for the last month about buying anything clothing related. But now it's food.
I have to constantly remind myself that it's the $2-$7 purchases that add up to $200 - $300 of necessary spending. If I spend $2 on coffee everyday when I am at work that's $45 for the month(2x22days). Also, $7 on lunch is $154. Which is $2340 per year. Which is That's on the cheaper end. If I am not vigilant about the small purchases, the money will just drip away like a leaky faucet.
Sometimes you have to treat yourself, and budgeting that in will keep you from forsaking it altogether. Like a cheap day on a diet. So I tell myself everyday, OK we can budget for buying lunch once a week. Coffee, nothing more than $2 a week. $10/week is about $520/year. That's much better than $2300+/year. What will I do with extra $1800+? It's a nice problem to have. We'll cross that bridge when we come to it.